Terms of Service

Last updated: January 1, 2025

1. Agreement to Terms

By accessing and using CouplesCash ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

CouplesCash provides a joint financial management platform for couples, including:

• Joint account management with dual debit cards
• Shared savings goals and spending insights
• Transaction notifications and approval workflows
• Interest-bearing savings accounts

3. Account Registration

3.1 Eligibility

To use CouplesCash, you must:

• Be at least 18 years old
• Be a legal resident of the United States
• Provide accurate and complete registration information
• Have a valid Social Security Number or ITIN

3.2 Joint Account Requirements

Both partners must:

• Individually consent to open a joint account
• Pass identity verification checks
• Agree to share equal responsibility for the account

4. Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

5. Fees and Pricing

5.1 No Monthly Fees

CouplesCash charges no monthly maintenance fees, no minimum balance fees, and no overdraft fees.

5.2 Revenue Model

We generate revenue through interchange fees from card transactions. This does not affect your account or incur any direct charges to you.

6. Fund Security

Your funds are:

• FDIC insured up to $500,000 per couple through our banking partner
• Held in custody at Evolve Bank & Trust, Member FDIC
• Protected by bank-level security and encryption

7. Prohibited Uses

You may not use CouplesCash to:

• Violate any laws or regulations
• Conduct fraudulent or illegal transactions
• Harm or attempt to harm other users
• Reverse engineer or compromise our systems

8. Account Termination

8.1 By You

Either partner may request account closure at any time. Both partners must agree to close a joint account.

8.2 By Us

We may suspend or terminate accounts that violate these terms or engage in fraudulent activity.

9. Dispute Resolution

Any disputes between partners regarding the joint account must be resolved between the partners. CouplesCash will not intervene in relationship disputes.

10. Limitation of Liability

CouplesCash and its banking partners shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

11. Privacy

Your use of our Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

12. Changes to Terms

We may update these terms from time to time. We will notify you of any material changes via email or through the app.

13. Governing Law

These Terms shall be governed by the laws of the State of Delaware, without regard to its conflict of law provisions.

14. Contact Information

For questions about these Terms, please contact us at:

CouplesCash Inc.
[email protected]
1-888-COUPLES

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